If a child is asked, what is his goal if it is big later? Almost certainly no one aspires to be an insurance agent. When asked the ideals, of course the child will automatically answer with some answers that have been heard, such as wanting to become doctors, soldiers, police, pilots, architects, and other types of work that looks great in their eyes.
Unfortunately, the reality sometimes says something other than the dream. Not everyone can be a doctor because of the expensive tuition fees or academic ability does not support that direction. In addition, not everyone can be an architect because the science is difficult to learn. Nor are all children able to be soldiers because of their heavy physical training.
Because not everyone can get his dream job, most of us work according to the needs of the company or employment or cost of living demands. Some even have to work on salaries that are not worth the number of hours worked and responsibilities that must be borne. This is the reality that many happen in life that felt lame, especially the world of work in Indonesia.
Therefore, opening a business or doing business can be another option in overturning the situation. We can easily see every day there are new franchise businesses emerging. Or a new Small Medium (SME) business that spawns unique products targeting specific markets or innovations based on field experiences that are often not found in schools.
One business opportunity with high potential for success is the insurance business. The less people who glance at this business, the greater the potential for profit. If you want to do business with a broad market and relatively light competition, you can start with insurance business.
Business Opportunity Insurance
Why Take Insurance Business?
Improved living standards and maintained economic stability have attracted many people to take advantage of insurance. Maintaining economic stability is also accompanied by an increase in education. Many people then feel the need to prepare for the future by using life insurance.
After knowing the magnitude of insurance business opportunities, we need to know the business system that runs in the insurance company. The business scheme in the insurance company is not a superior-subordinate model, but as an agent whose nature is a working partner. Employment as an insurance agent is our own. We ourselves also maintain, care for, and develop it.
Unlike the career ladder of conventional business. For example, we work as marketing in a bank. When we reach the sales target, we do not automatically rise. To be able to get promotions, we must wait for our boss to resign or move tasks. Not to mention if you have to compete with office friends to get the same position. So, to rise to a higher career level, not just the achievements needed, but many other things that can determine.
As for the insurance business, up the career ladder is not dependent with others and does not fight for a position that must compete with other co-workers. Because all have the same opportunity.
What If I Do not Have Knowledge About Finance?
After knowing how big the potential of insurance business and you are interested to start this business, beyond the doubt arise doubt because felt did not have knowledge about finance. You also feel inferior if berkutat in this financial field if you have to explain to the client.
For these conditions, you need not worry. Every insurance company will usually provide basic training (training) to its agents about product knowledge and basic rules. In addition, insurance companies will provide training on how to sell a proven success and sharing about the conditions in the field with leaders who have previously plunged into the business.
Very different if we want to open a conventional business, like a food stall. We will find it difficult to get the right mentor to help us develop our food stalls business. In fact, they may think of us as competitors and need to be removed. While in the insurance business, the successful mentors are happy to share their knowledge and experience to become successful insurance agents. Did not rule out this will make it easier for us to succeed.
Whats Business Insurance Safe For Us?
If we work for a conventional company, we will face an average retirement age of 55 years. After that, the company will replace with other employees who are younger, stronger, and certainly with lower salary value than have to hire more senior employees.
However, in the insurance business, there is no word retirement. Age will never be an obstacle for us to continue to earn money from the insurance business. While still willing to work, the company can not ask for retirement. However, it does not mean also insurance businessmen have to work until old age.
In addition, if we run an insurance business, a business director can inherit the business he runs to his family members or heirs or trusted people. Family heirs will still benefit even if the business is gone.
Insurance Business Helps Yourself and Others
Running an insurance business means we indirectly help other people manage their financial future. Do not be discouraged if at the time we offer, many are avoiding and openly expressed dislike. However, with the success of convincing someone to become a customer of a life insurance program, we will benefit the family member left behind.
As an agent, if our client dies, we can play a role by helping the beneficiary to get his rights as an insurance policy holder. They will certainly find it helpful because of their ease when filing a claim as the right of the insurance policyholder.
We need to realize, many families when abandoned their husbands or fathers, their economic conditions become unstable because their backbone is gone. However, with insurance, family heirs can get fresh funds that they can use to get on with life, for example by opening a new business.
By looking at the potential magnitude of the insurance business, starting this business can be the key to your success. In addition, the various benefits that can be obtained when running the insurance business compared with conventional business can be a plus for us to not hesitate and worried to start running this business.